Terms of Service

Effective date: October 16, 2023

This website is owned and operated by Triciti Coverage LLC (collectively “Triciti” “we,” “us” or “our”). By accessing this platform, you acknowledge and agree to accept the following: (i) these Terms of Service (“Terms“), which constitute a legal agreement between you and Triciti; (ii) our privacy policy (the “Privacy Policy”); and (iii) any other legal notices, conditions or guidelines located within the platform. If you do not agree to any of these Terms or the Privacy Policy, please do not use the platform and exit now. These Terms apply to any site or application (as well as any features, ‎widgets, ‎plug-ins, content, downloads or other services) that are offered by Triciti and that post a link to these Terms (collectively, the “Services”). If you have any questions regarding our Terms or your use of our Services, please contact us by email at [email protected], or by mail to: Triciti Coverage LLC, 1 California St., Ste 400, San Francisco, CA 94111

Important Legal Information about Privacy

The terms and conditions of Triciti’s Privacy Policy, which is available at https://www.triciti.com/privacy-policy/, apply to your use of these Services, form an integral part of your agreement with us, and are incorporated by reference into these Terms. You should read our Privacy Policy carefully and any of our privacy notices before you use this Site because by using this Site you will be agreeing to everything in these Terms, including the terms contained in our Privacy Policy.

PLEASE READ THESE TERMS CAREFULLY BEFORE USING THE SITE. THEY APPLY TO ALL USERS OF THE SITE.

Ownership of Site Content

Unless otherwise noted, all photographs, pictures, graphics, and images, including digital, ‎printed and video images, and portions thereof, and all content, data, software, scripts, information, and all ‎other text and materials, including digital, printed and audio, along with the layout and design of the ‎Services and all documentation, data, services, features, products and other content on the Services ‎‎(collectively, “Site Content”) are protected by the copyright laws of the United States and other ‎jurisdictions. All Site Content is owned by, or licensed to, Triciti. Site Content may not be ‎reproduced, modified, redistributed or otherwise used in any way without an express written license with the ‎applicable Site Content owner. ‎

Use of Site Content

You are hereby granted a limited, non-exclusive, revocable, non-assignable, personal and non-transferrable license to view, access, and display the Services and Site Content on your personal computer or mobile device only and print a copy of the Site Content for your own personal use, provided that you retain all copyright and other proprietary notices on ‎any permitted copies of the materials. You may not otherwise copy, reproduce, modify, adapt, display, perform, publish, create ‎derivative works from, store, sublicense, translate, sell, rent, or otherwise exploit the Services or ‎the Site Content‎.

You agree to not engage in the use, copying, or distribution of any of the Site Content, ‎whether manually or by using a robot, scraper, crawler or any other automated device or process, ‎other than as expressly permitted herein or as reasonably necessary to use the Services for their ‎intended purpose, including any use, copying, or distribution of Site Content for any ‎commercial purposes. You in no way will obtain any ownership interest in the Site Content.‎

Reservation of rights

All rights not expressly granted by Triciti herein are reserved. Nothing on the Services or in these Terms grants, expressly or implicitly, by implied promise or otherwise, any right or license to use any Site Content or other materials of any third party, or may be construed to mean that Triciti has the authority to grant any license on behalf of any third party.

Trademarks

Triciti trade names, trademarks, service marks, logos, domain names‎, and other Triciti marks found on the Services are the proprietary property of Triciti. The trademarks of third parties may also appear on the Services (collectively with the Triciti marks, the “Marks”). You may not use the Marks without prior written permission of Triciti or their respective owners. You acknowledge and agree that nothing on the Services grants, expressly or implicitly, by estoppel or otherwise, any right or license to use any of these Marks, nor may anything be construed to mean that Triciti has authority to grant any right or license on behalf of any third-party Mark owner. Use of the Marks is strictly prohibited without the prior written consent of Triciti or the respective third-party Mark owner.

Restrictions, limitations and conditions of use

Any unauthorized use of Services, Site Content, or Marks for any purpose is prohibited. We may suspend or terminate the availability or your use of the Services (and any elements or features of it), in whole or in part, for any reason, and at any time, in our sole discretion, and without advance notice or liability.

You agree that you will not: (i) use the Services for any political or commercial purpose, aside from the services offered through the Services; (ii) engage in any activities through or in connection with our Services that attempt to or actually do harm any individuals or entities or are unlawful, offensive or abusive, or that violate any right of any third party, or are otherwise objectionable to Triciti (iii) reverse engineer, decompile, disassemble, reverse assemble or modify any Services source or object code or any software, platform or other products, services or processes accessible through any portion of our Services; (iv) engage in any activity that interferes with another user’s access to our Services or the proper operation of our Services, or otherwise causes harm to our Services, Triciti, our partners or other users; (v) use Site Content in a manner that suggests an unauthorized association with any of our client’s products, services brands or Marks; (vi) interfere with or circumvent any security or access feature of our Services; or (vii) otherwise violate these Terms.

User Accounts

To use certain features of the Services you may need to create a user account with an account name and password. You are responsible ‎for any interaction with the Services that takes place through your personal account, regardless of whether such use ‎is unauthorized or by a third party. Please keep your username and password secure and do not let anyone else ‎use your account information to access the Services.

You hereby represent and warrant that the various categories of personal information you provide to Triciti (collectively, your “Personal Information“), is true, accurate, current, and complete. You also hereby agree that you will ensure that this Personal Information is kept accurate and up-to-date at all times. Please review our Privacy Policy, for more information.

Triciti has no obligation to monitor your interaction with the Services, but reserves the right to review ‎or monitor the Services and any user submissions in its sole discretion.

Electronic or other Communications

By submitting information to Triciti, you are making an inquiry as to products and services and give permission to contact you in respect of such inquiry or in respect of any transaction involving the Services, including through e-mail, telephone, or any means, even if your phone number is on a “Do Not Call” list. Your information may be provided to various third parties in connection with our provision of the Services, or a sale. You may withdraw your consent to receive communication electronically by emailing Us at [email protected] or by using the unsubscribe link in any e-mail communication.

Links to Other Sites or Services

In using the Services, you may find that Triciti provides hyperlinks to one or more third-party ‎websites (the “Linked Sites”). Triciti provides these links as a convenience for you and other ‎users but is not responsible for the content of, or links to and from, the Linked Sites. Your linking ‎to these Linked Sites is at your own risk. We encourage you to read the terms of service and ‎similar privacy policies of the respective Linked Sites, should you choose to visit them since your ‎use of those Linked Sites will be subject to their terms of use and privacy policies. A link from the Services does not imply a relationship with, or endorsement of, the Linked Site(s) or its content, ‎purpose, policies, or business practices by Triciti.‎

PLEASE NOTE THAT THE SECTION TITLED “CONSUMER PROTECTION NOTICE” INCLUDES IMPORTANT LIMITATIONS ON THE APPLICABILITY OF THESE TERMS.

Disclaimer and Limitation of Liability

The materials, Site Content and services offered through the Services are provided “AS IS” and ‎without ‎warranties of any kind. To the fullest extent permissible pursuant to applicable law, we ‎disclaim ‎all warranties, express or implied, including, but not limited to, implied warranties of ‎non-‎infringement, merchantability and fitness for a particular purpose. We do not warrant that ‎the ‎use of the Services will be uninterrupted or error-free, that defects will be corrected, or that ‎the Services ‎or the server(s) that make them available or any advertised or hyperlinked site are free ‎of viruses ‎or other harmful components or that the Services, server(s), or advertised or ‎Linked Sites will be ‎accessible at all times. We do not warrant or make any representations ‎regarding the use of the ‎Services or any information contained therein, including Site Content, ‎with respect to correctness, ‎accuracy, availability, reliability, graphics, links or otherwise. You assume the ‎entire cost of all necessary ‎servicing, repair or correction to any equipment you use to access ‎the Services. To the extent ‎applicable law may not allow the exclusion of implied warranties, ‎the above exclusions may not ‎apply to you. ‎

Documents, information, product descriptions, graphics and other materials appearing on the Services may include ‎technical ‎inaccuracies, miscalculations, typographical errors, and out-of-date information. Use of ‎such ‎documents, information, product descriptions, graphics or other materials is at your own risk.

You waive any and all claims and rights against us and our affiliates, parents, and successors ‎‎and each of our employees, assignees, officers, agents and directors (the “Triciti Parties”) ‎‎resulting from injury or damage to, or destruction, theft, or loss of, any property, or person, to ‎‎the maximum extent permitted by applicable law. None of the Triciti Parties will be liable to ‎you ‎under any cause of action, for any direct, indirect, special, incidental, consequential, ‎reliance or ‎punitive damages, including loss of profits or business interruption.

PLEASE NOTE THAT THE SECTION TITLED “CONSUMER PROTECTION NOTICE” INCLUDES IMPORTANT LIMITATIONS ON THE APPLICABILITY OF THESE TERMS.‎

Ability to accept Terms

You affirm that you are the age of majority in your jurisdiction and are fully able and competent to ‎enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth ‎in these Terms, and to abide by and comply with these Terms. The Services are not intended for children ‎under the age of eighteen (18). If you are under 18 years of age, then please exit now and do not ‎use the Services. ‎

Indemnification

You agree to defend, indemnify and hold harmless Triciti, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Services, including but not limited to any use of the Site Content, services and products, other than as expressly authorized in these Terms.

PLEASE NOTE THAT THE SECTION TITLED “CONSUMER PROTECTION NOTICE” INCLUDES IMPORTANT LIMITATIONS ON THE APPLICABILITY OF THESE TERMS OF SERVICE.

Site Operated in the United States

Our Services are controlled and operated in the United States, and we make no representation that our Services are appropriate or available for use beyond the United States. If you use our Services from ‎other locations, you are doing so on your own initiative and are responsible for compliance with ‎applicable local laws, if and to the extent ‎local laws apply. We reserve the right to limit the availability of our Service and/or ‎the provision of any Site Content, program, product, service, or other feature described or available ‎on our Services to any person, entity, geographic area, or jurisdiction, at any time and in our sole ‎discretion.

Choice of Law and Forum

You agree that these Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these Terms or the Services shall be filed only in the state or federal courts located in the State of Delaware and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.

PLEASE NOTE THAT THE SECTION TITLED “CONSUMER PROTECTION NOTICE” INCLUDES IMPORTANT LIMITATIONS ON THE APPLICABILITY OF THESE TERMS OF SERVICE.‎

Severability and enforceability

If any provision or portion of these Terms is held to be illegal, invalid, or unenforceable, in whole or in part, it shall be modified to the minimum extent necessary to correct any deficiencies or replaced with a provision that is as close as is legally permissible to the provision found invalid or unenforceable and shall not affect the legality, validity or enforceability of any other provisions or portions of these Terms.

PLEASE NOTE THAT THE SECTION TITLED “CONSUMER PROTECTION NOTICE” INCLUDES IMPORTANT LIMITATIONS ON THE APPLICABILITY OF THESE TERMS OF SERVICE.

Termination/Exclusion

We reserve the right, in our sole discretion, to revoke, terminate or suspend any and all privileges ‎associated with accessing the Services for any reason or for no reason whatsoever including improper ‎use of the Services or failure to comply with these Terms, and to take any other action we deem ‎appropriate.

User suggestions

The Services may permit you to provide us with questions, comments, suggestions or feedback. You acknowledge and agree that any questions, comments, suggestions, ideas, feedback or other non-personal ‎information provided by you to Triciti through the Services are not confidential and you grant us a ‎worldwide, perpetual, royalty-free license to distribute, publish, modify, edit or otherwise use your ‎submissions. Triciti is entitled to the unrestricted use and dissemination of these ‎submissions for any purpose, commercial or otherwise without any acknowledgement of or ‎compensation to you.

Changes to Terms

We may revise these Terms at any time, with or without notice, by updating this page, and such ‎revisions will be effective upon posting to this page. Please check these Terms periodically for any ‎changes. If you have provided us with your email address through your user account or otherwise, we may also notify you about any important changes to these Terms by email. Your continued use of the Site following the posting of any revisions to these Terms ‎means you accept those changes. We reserve the right to alter, suspend or discontinue any aspect of ‎the Site, including your access to it. Unless explicitly stated, any new features will be subject to ‎these Terms.

Assignment

These Terms, and any rights and licenses granted hereunder, may not be ‎transferred or assigned by you. Triciti may assign, novate or subcontract any or all of our rights and obligations under these Terms at ‎any time.

Entire Agreement

These Terms, together with our Privacy Policy, and any other documents or policies referenced herein, constitute the entire agreement between you ‎and Triciti regarding the use of the Services and the content and services provided on this Services, ‎superseding any prior agreements between you and Triciti relating to the subject matter hereof.

Consumer Protection Notice

If you are a consumer, the provisions in these Terms are intended to be only as broad and ‎inclusive as is permitted by the laws of your state of residence. Certain states, like New Jersey, ‎have heightened consumer protection laws that may make certain terms of these Terms ‎inapplicable to you. No provision of these Terms shall limit or waive your rights as a consumer under the law of your state of residence. In any ‎event, Triciti reserves all rights, defenses and permissible limitations under the law of your ‎state of residence.‎

Contact us

If you have any questions regarding these Terms or your use of our Services, please contact us at by e–mail at [email protected] or by mail at: Triciti Coverage LLC, 1 California St., Ste 400, San Francisco, CA 94111